Have you ever heard the expression: “A car is a bad investment”? This is generally true because your … Continue reading
Do Apartment Renters Need Insurance?
The basic purpose of renters insurance should be obvious: it covers the contents of your apartment in case they are stolen, burned up, blown away … Continue reading
Fallen Limb or Fallen Tree – What’s the Difference?
The freak snow storm that hit Elizabethtown, Mount Joy and Marietta the last week of October generated many phone calls to our office. Most of the … Continue reading
Stacked or Unstacked Uninsured & Underinsured Motorist? -That IsThe Question
The post of Oct 11 discussed the importance of Uninsured and Underinsured Motorist coverage. Another choice you have to make with these coverages is whether you want … Continue reading
Elizabethtown Insurance Company Plans To Non-renew Policies
I received notification today from Elizabethtown Insurance Company of their plan to non-renew all insurance policies. The company will be mailing letters to policyholders informing them of this decision. … Continue reading
FEMA Extension For Submitting Flood Proof Of Loss Statements
For many living here in Central Pennsylvania the flooding from Tropical Storm Lee is a distant memory. But for others, particularly in Marietta, Manheim and … Continue reading
Why You Need Uninsured Motorist and Underinsured Motorist Coverage
Pennsylvania law requires auto owners to buy auto insurance. The compulsory limit of coverage for Bodily Injury Liability is $15,000 per person / $30,000 per accident and Property … Continue reading
What Deductible Should I Choose?
This oft asked question by clients when reviewing insurance coverage does not have a right or wrong answer. In most cases the deductible applies to property coverage. On … Continue reading
Erie Auto Insurance’s “Rate Lock” – Revisited
My post of July 29, 2011 discussed Erie Insurance’s new auto insurance policy feature now available in Pennsylvania. Erie Insurance’s actual name for this policy feature is Rate Protection Endorsement. … Continue reading
Water In My Basement – Part II
Last week was a harsh reminder that floods are the most common natural disaster . I wish to dispell 2 myths after speaking with … Continue reading